Statutory Invoicing & Tax Governance

BizLiveGo Invoice & Tax Information

Official guide and compliance disclosures regarding Goods and Services Tax (GST), SAC code classifications, B2B Input Tax Credit (ITC) reconciliation, automated electronic tax invoice issuance, international export taxation, and historical invoice archival.

GST Breakdown & SAC B2B ITC Claims Invoice Archival

Billing Desk: BizLiveGo | Operator: MD Joshim Biswas | Malda, WB, India - 732206 | Version: 2026.1

1. Merchant Details

Operating Merchant & Statutory Registration

All official commercial transactions on BizLiveGo are billed and processed by the operating proprietary entity:

Merchant Legal Trade Name: BizLiveGo
Proprietor / Authorized Signatory: MD Joshim Biswas
Registered Office: Masimpur, Post-Mosimpur, P.S. Kaliachak, Malda, West Bengal, India - 732206
Principal Commercial Activity: SaaS profile publishing, digital landing pages, and web layout software systems

2. Statutory Compliance

Taxation Acts & Legal Governance

Our commercial taxation and invoicing workflows strictly follow:

Central Goods and Services Tax (CGST) Act, 2017
Integrated Goods and Services Tax (IGST) Act, 2017
West Bengal Goods and Services Tax (WBGST) Act, 2017
Consumer Protection (E-Commerce) Rules, 2020

3. Tax Classification

Goods and Services Tax (GST) Structure & SAC Classification

How statutory indirect taxes are classified and calculated across digital orders:

Service Accounting Code (SAC)

All digital publishing plans, dynamic QR software, career CV engines, and web template files are invoiced under SAC Code: 998314 (Information Technology Design and Web Hosting Services).

Physical NFC products, when ordered, are billed under applicable HSN codes on separate itemized invoices.

Applicable Tax Rate (18%)

Domestic services in India are subject to statutory GST at 18%:

Intra-State (West Bengal): 9% CGST + 9% SGST/UTGST.
Inter-State (Rest of India): 18% IGST.
Calculated automatically based on the verified billing address at checkout.

International Export of Services

For clients located outside India paying in convertible foreign exchange (USD, EUR, GBP, AUD, SGD), supplies are treated as zero-rated exports under Letter of Undertaking (LUT) pursuant to Section 16 of the IGST Act.

No Indian GST is charged when statutory export conditions are fulfilled.

PCI-DSS & Identity Protection

4. Anti-Fraud Safeguard: Strict Prohibition on Transmitting Financial Secrets

To protect buyers and digital subscribers from identity theft, unauthorized debits, and card skimming, BizLiveGo enforces strict input sanitization across all invoicing communications:

Never Share in Invoicing Requests

Customers must never share via email, chat, or support attachments:

Complete 16-digit debit or credit card numbers, CVVs, or expiration dates.
UPI security PINs, net banking passphrases, or one-time verification passwords (OTPs).
National identity credentials (Aadhaar, PAN, SSN, Passport digits) or unredacted personal ID scans.

Tokenized Payment Verification

All transactions and invoice generation operate under strict controls:

Invoices reference only non-sensitive gateway Order IDs, payment IDs, and transaction timestamps.
Credit and debit card numbers are tokenized by PCI-DSS Level 1 partners (Razorpay, Cashfree, Stripe).
Invoices are downloaded over encrypted TLS 1.3 sessions within your authenticated dashboard.

5. Corporate Taxation

B2B Input Tax Credit (ITC) Guidelines & Reconciliation

How commercial enterprises and GST-registered businesses claim Input Tax Credit on BizLiveGo subscriptions:

1. Submitting Your GSTIN

To claim Input Tax Credit, you must provide your verified 15-digit GSTIN and legal corporate trade name during checkout or update it in Account Settings > Business Profile prior to billing.

Our API performs real-time checksum validation against the GST portal database.

2. Statutory GSTR-1 Reporting

All verified B2B tax invoices are reported in our monthly GSTR-1 return filed on or before the 11th of each succeeding calendar month, ensuring that tax details auto-populate into your company's GSTR-2B statement.

Facilitates seamless input credit claims without manual filing delays.

3. Post-Billing GSTIN Updates

If you missed adding your GSTIN during checkout, you may submit a request within 7 calendar days of the invoice date. Updated B2B invoices can only be issued before the close of the active calendar month's tax cycle.

Once a monthly GST return is formally submitted, past invoices cannot be amended retroactively.

6. Invoicing Architecture

Invoice Contents & Archival Standards

Every electronic invoice issued by BizLiveGo serves as a valid legal tax document:

Mandatory Invoicing Fields: Unique sequential invoice number, date of supply, merchant GSTIN, buyer GSTIN (where provided), state code, SAC 998314 classification, rate of tax, and total taxable amount.
8-Year Archival Record: Stored permanently in PDF format in your dashboard for eight (8) years in compliance with Section 36 of the CGST Act.
Immutable Audit Log: Once finalized and issued, invoices cannot be deleted from the database.

7. Discrepancy Redress

Credit Notes & Billing Error Adjustments

In instances of transaction adjustments or duplicate billing errors:

Statutory Credit Notes: Adjustments, cancellations, or approved cooling-off refunds are documented via formal GST Credit Notes issued pursuant to Section 34 of the CGST Act.
Tax Reconciliation: Issued credit notes adjust the gross output tax liability in our monthly filings, keeping your tax records aligned.
Invoice Disputes: If you identify a discrepancy in billing address or name, contact our desk within 7 days of invoice issuance.

8. Reconciliations

Tax Handling on Refunds & Cancellations

When a refund is approved under our 7-day cooling-off period or due to service failure:

Gross Reimbursement: Refunds include the base subscription fee plus the full statutory GST collected at checkout.
Reversal Tracking: The original invoice is matched against a formal Credit Note with identical SAC classifications.
Input Credit Reversal: B2B corporate buyers must ensure corresponding Input Tax Credit reversals in their GSTR-3B filings upon receipt of credit notes.

9. Settlement Timelines

7 to 15 Working Days Settlement SLA

For all authorized billing adjustments and approved refunds:

Refund instructions are submitted via gateway API within 24 to 48 hours of verification.
Interbank clearing channels credit funds to your original funding source within 7 to 15 working days.
Official Acquirer Reference Numbers (ARN) or UPI Transaction References (UTR) are provided for tracking with your bank.

Quick Summary

Invoice & Tax Information Quick Reference

Consolidated review of invoicing standards, tax classifications, and regulatory benchmarks:

Tax & Invoice Dimension	BizLiveGo Operational Implementation	Governing Statutory Rule
Merchant Legal Entity	BizLiveGo (Proprietor: MD Joshim Biswas), Malda, West Bengal, India - 732206.	Registered Commercial Business
Service Accounting Code (SAC)	SAC 998314 (Information Technology Design and Web Hosting Services).	GST Classification Standard
Standard GST Rate	18% GST (Intra-State: 9% CGST + 9% SGST; Inter-State: 18% IGST).	Central Goods & Services Tax Act
B2B Input Tax Credit (ITC)	Supported via verified 15-digit GSTIN submission; reported in monthly GSTR-1.	GSTR-2B Input Credit Matching
International Export Supply	Zero-rated export of services under Letter of Undertaking (LUT) for foreign forex.	Section 16 (IGST Act, 2017)
Invoice Archival Duration	Electronic PDF tax invoices preserved in dashboard for a rolling 8-year minimum.	Section 36 (CGST Act, 2017)
Prohibited Credentials	Raw card numbers, CVVs, net-banking passwords, and national IDs barred.	PCI-DSS / Zero-Retention
Refund & Credit Note SLA	Credit notes issued and funds settled to original source in 7 to 15 working days.	Statutory E-Commerce SLA

Questions Regarding Tax Invoices or GST Claims?

Need a duplicate copy of an invoice, require a correction on a corporate billing receipt, or have questions about Input Tax Credit reconciliation? Contact our finance and compliance desk directly.

Open Invoice Ticket WhatsApp Support support@bizlivego.com

Tax & Invoicing Desk: BizLiveGo | Masimpur, Post-Mosimpur, P.S. Kaliachak, Malda, West Bengal, India - 732206 | Direct Helpline: +91 7001100494