Statutory Liability & Disclaimers Framework

BizLiveGo Comprehensive Legal Disclaimer

Consolidated statutory disclosures governing user-generated profiles, business listings, non-endorsement, third-party external links, professional advice waivers, platform uptime parameters, liability limitation caps, mutual indemnification, and force majeure events.

Operating Entity: BizLiveGo | Operator: MD Joshim Biswas | Malda, WB, India - 732206 | Version: 2026.1

1. Statutory Foundation

Intermediary Status (Section 79, IT Act 2000)

BizLiveGo (operated by MD Joshim Biswas) functions as an electronic intermediary under Section 2(1)(w) of the Information Technology Act, 2000 of India.

In accordance with Section 79 of the IT Act, BizLiveGo provides an automated cloud publishing engine, dynamic QR routing software, and responsive layout templates. BizLiveGo does not initiate content transmissions, select recipients, or modify user-generated profile information.

2. Independent Entity

Publisher Autonomy & Verification Boundary

Every digital profile, business listing, outdoor media layout, and catalog link on our subdomains is published autonomously by independent subscribers:

  • BizLiveGo does not verify, validate, or certify merchant claims, business licenses, or trade skills.
  • Hosting a profile does not constitute an endorsement, recommendation, or warranty by BizLiveGo.
  • All business transactions, inquiries, or contracts occurring via profile links remain strictly between the end-user and the profile publisher.
3. Content Disclaimers

User Content, Business Listings & Non-Endorsement

Legal boundaries governing subscriber-published profiles, catalogs, and public claims:

124. User Content Disclaimer

All digital profiles, resumes, portfolio galleries, menus, and text descriptions are created entirely by users. BizLiveGo assumes no responsibility or liability for user-generated content, copyright infringements, or inaccurate statements published by account holders.

125. Business Info Disclaimer

Operating hours, service charges, product availability, outdoor billboard coordinates, and trade accreditations displayed on hosted pages are maintained directly by profile managers. BizLiveGo makes no representations regarding ongoing accuracy or commercial reliability.

126. No Endorsement Disclaimer

The presence of any commercial enterprise, doctor, contractor, advocate, matrimonial biodata, or retailer on BizLiveGo does not constitute an endorsement, backing, or quality warranty by BizLiveGo. Visitors transact with profile owners entirely at their own risk.

Rule 3(1)(b) IT Intermediary Rules

4. Absolute Prohibition on Sensitive Documents & Unlawful Data

In strict accordance with Rule 3(1)(b) of the Information Technology (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021, BizLiveGo enforces an architectural ban on publishing sensitive personal data:

Strictly Prohibited Identifiers

Users and subscribers must never upload or broadcast:

  • National identity documents (Aadhaar, PAN, SSN, Passport digits) or unredacted personal ID card images.
  • Payment card CVVs, card PINs, online banking passwords, or one-time verification secrets (OTPs).
  • Defamatory, obscene, pedophilic, invasive of privacy, or intellectually infringing media.

Intermediary Takedown & Redress

Maintaining statutory safe harbor compliance:

  • Our designated Grievance Officer reviews formal infringement notices and acknowledges receipt within 24 hours.
  • Unlawful, phishing, or infringing profiles are disabled within 24 to 36 hours of receiving valid government or judicial directives.
  • Confirmed bad actors face permanent platform blacklisting and forfeiture of hosted subdomains.
5. Operational Disclaimers

Third-Party Hyperlinks, Professional Advice & System Availability

Disclaimers regarding external routing, professional consultations, and cloud uptime targets:

127. Third-Party Links Disclaimer

Profiles routinely contain outbound hyperlinks to third-party portals (WhatsApp, external payment processors, social networks). BizLiveGo exercises no editorial or security control over external destinations and bears zero responsibility for external privacy practices or financial losses.

128. Professional Services Waiver

Content published on BizLiveGo is for technical enablement and general informational purposes only. Nothing on our platform constitutes formal legal, medical, taxation, or financial advice. Users should consult licensed legal, medical, or accounting professionals for professional counsel.

129. Availability & Uptime Disclaimer

While our architecture targets 99.0% annual server availability across Cloudflare's international edge network, services are provided on an "AS-IS" and "AS-AVAILABLE" basis. We do not warrant uninterrupted operations, zero-latency rendering, or immunity from upstream ISP fiber disruptions.

130. Liability Limitation

Comprehensive Limitation of Liability & Cap

To the maximum extent permitted under applicable commercial law:

  • Consequential Damages Excluded: BizLiveGo and operator MD Joshim Biswas shall not be liable for indirect, incidental, punitive, special, or consequential damages, including lost profits, business goodwill, or data loss.
  • Monetary Liability Cap: Total aggregate liability arising out of platform use, dynamic QR redirection, or template code shall not exceed the total monetary amount actually paid by you to BizLiveGo in the preceding three (3) calendar months, or ₹2,500 INR, whichever is lower.
131. Indemnity Standard

Mutual Indemnification Agreement

You agree to defend, indemnify, and hold harmless BizLiveGo, its operator, employees, and technical contractors from and against any claims, liabilities, losses, damages, and legal expenses arising from:

  • Any text, trademarks, catalog media, or links published on your profile.
  • Your violation of any third-party intellectual property or privacy rights.
  • Breach of our Acceptable Use Policy, anti-spam rules, or consumer statutes.
132. Unforeseen Events

Force Majeure Protocol

BizLiveGo shall not be liable or held in breach of platform commitments for failure or delay in performance resulting from causes beyond our reasonable operational control, including:

  • Acts of God, regional floods, earthquakes, fires, severe cyclones, or localized epidemics.
  • National internet blackouts, submarine communications cable severances, or sovereign telecom restrictions.
  • Hostile cyber warfare, distributed denial-of-service (DDoS) barrages, or major electrical grid collapse.
8. Settlement SLA

7 to 15 Working Days SLA Settlement

Where service delivery failures or unresolvable technical disruptions qualify for commercial billing redress:

  • Gateway refund APIs are triggered within 24 to 48 hours of verification.
  • Interbank clearing channels credit funds to the original payment source within 7 to 15 working days.
  • Official Acquirer Reference Numbers (ARN) or UPI Transaction References (UTR) are provided for banking confirmation.
Quick Summary

Merged Disclaimers Quick Reference

Consolidated review of platform liability boundaries, warranty waivers, and intermediary statutory rules:

Disclaimer Dimension BizLiveGo Operational Position Statutory Framework
124. User Content Autonomous user creation; BizLiveGo does not pre-screen or assume liability. Section 79 (IT Act, 2000)
125. Business Info Prices, hours, and catalog credentials configured independently by publishers. Publisher Responsibility
126. No Endorsement Hosting profiles does not constitute endorsement, sponsorship, or certification. Commercial Non-Endorsement
127. Third-Party Links Outbound links to WhatsApp, external sites, and gateways operate under external terms. External URL Waiver
128. Professional Advice Platform tools and compliance docs are general information; zero legal/tax advice. Advice Limitation Notice
129. System Availability Target 99.0% availability; services delivered strictly on an "AS-IS" basis. Commercial Warranty Waiver
130. Liability Cap Capped at fees paid in preceding 3 months or ₹2,500 INR, whichever is lower. Contractual Liability Cap
131. Indemnification Users indemnify BizLiveGo against claims arising from uploaded content or rights breach. Indian Contract Act, 1872
132. Force Majeure Performance excused during natural disasters, major fiber cuts, war, and grid failures. Force Majeure Doctrine

Legal Inquiries & Grievance Redressal Desk

If you have questions regarding this Comprehensive Legal Disclaimer, wish to report an intellectual property infringement, or need to reach our Grievance Officer, contact our compliance desk directly.

Grievance & Legal Officer: Joshim Biswas | BizLiveGo | Masimpur, Post-Mosimpur, P.S. Kaliachak, Malda, West Bengal, India - 732206 | Direct Contact: +91 7001100494